Community & Regional Financial Institutions
Community banks serve businesses and consumers throughout the country彩神8官方版. The Federal Reserve defines community banking organizations as those with less than $10 billion in assets, and regional banking organizations as those with total assets between $10 billion and $100 billion. Regional and community banking organizations constitute the largest number of banking organizations supervised by the Federal Reserve. In supervising community banks, the Federal Reserve follows a risk-focused approach that aims to target examination resources to higher-risk areas of each bank's operations and to ensure that banks maintain risk-management capabilities appropriate to their size and complexity.
Community Banking Connections is a primary source for information on guidance, resources, and tools that help community banks across the United States.
Partnership for Progress Initiative is a Federal Reserve System program created to preserve and promote minority-owned institutions and enhance their ability to thrive in an increasingly competitive banking environment.
The annual Community Banking in the 21st Century research and policy conference--sponsored by the Federal Reserve System, the Conference of State Bank Supervisors and the Federal Deposit Insurance Corporation--brings together community bankers, academics, policymakers, and bank regulators to discuss the latest research on community banking.